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Home Daily Digest

Daily Digest – December 15. Industry Wins Pair of Appeals Court Rulings; Scammer Facing 30 Years in Prison

mikegibb by mikegibb
December 15, 2020
in Daily Digest
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Daily Digest – December 15. Industry Wins Pair of Appeals Court Rulings; Scammer Facing 30 Years in Prison

APPEALS COURT VACATES JUDGMENT FOR PLAINTIFF IN FDCPA CASE

  • The Court of Appeals for the Eighth Circuit has vacated a judgment in favor of a plaintiff who alleged a debt buyer violated the Fair Debt Collection Practices Act because the collection agency it used to collect on an unpaid debt contacted the plaintiff even though she was represented by an attorney — a fact that the defendant failed to share with the agency. While the defendant met the definition of a debt buyer under the FDCPA, the Appeals Court ruled the actions of the collection agency could not be imputed to the defendant.

APPEALS COURT AFFIRMS DISMISSAL OF FDCPA CLASS-ACTIONS, BUT FOR LACK OF STANDING

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  • The Court of Appeals for the Seventh Circuit has affirmed the dismissal of a pair of Fair Debt Collection Practices Act class-action letter lawsuits — but on different grounds than originally dismissed — because the plaintiffs never identified a concrete injury that was suffered as a result of what was said in the letters.

SCAMMER FACING 30 YEARS IN PRISON AFTER PLEADING GUILTY IN $2M COLLECTION SCHEME

  • A North Carolina woman has pleaded guilty to charges of wire fraud and money laundering after being accused of orchestrating a collection scheme that netted $1.9 million in payments from unsuspecting individuals.

BREAKING DOWN THE ‘KNOW OR SHOULD KNOW’ REQUIREMENT OF THE CFPB’S DEBT COLLECTION RULE

  • Debt collectors, for as long as the Fair Debt Collection Practices Act has been in effect, have had rules about when it is ok and when it is not ok to speak with consumers. Collectors are required to call consumers during certain hours and calls made outside those times can be considered a violation of the law. Those prohibitions largely have not changed under the Consumer Financial Protection Bureau’s debt collection rule, but, as John Bedard points out in this latest episode of “You Wanted a Rule, You Got a Rule” collectors are going to have to be more thorough when ensuring they are not calling consumers at an inconvenient time.

CONGRESS ANNOUNCES CONSENSUS TO END SURPRISE MEDICAL BILLS

  • Members of both parties and in both chambers of Congress have reached a consensus on a bill that aims to protect patients from receiving surprise medical bills by prohibiting hospitals and healthcare providers from charging fees that a patient’s insurance will not cover and preventing patients from being billed when they receive emergency services from a provider that is not part of their network.

SUPERLATIVE RM DONATES TO YOUTH SPORTS ASSOCIATION

  • Superlative RM (SRM) is proud to support the Pleasant Grove Jr. Eagles (PGJE) Football and Cheer Association with a donation toward sporting equipment upgrades for their 2020/2021 season. We believe in supporting our local community and providing the youth with opportunities to participate in sports is just one way that we are able to help build a stronger community.

WORTH NOTING: Tasmanian Devils glow in the dark … Even giraffes can have bad days … A lot of people could be in for a tax shock … How the COO of Starbucks color codes her work days … Last-minute gift ideas for the home to suit every budget … Be wary of the decisions you are making these days … Why you need to ask your surgeon if it’s his or her birthday before going under the knife … The morning habits of five highly successful people.

A new dose of riddles for you

How to wrap anything

The Daily Digest is sponsored by Microbilt. Designed to help debt collection professionals, MicroBilt’s platform of recovery and skip tracing tools provide quick, convenient, and current data that help you prioritize and successfully track people down and collect. Keep your skip tracing and debt recovery efficient and effective! Contact us to find out about our 90 Day Try Us Program. Call 800-884-4397 or visit www.microbilt.com. 

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