Suit Accuses Defendant of Using Unlicensed Collector, Debt Parking
- You may have noticed that I changed the format of how I write summaries of cases and complaints several months ago, introducing bullet points and headings to make the posts easier to read. It appears as though that trend has made its way into the world of Fair Debt Collection Practices Act complaints. A collection operation is facing an FDCPA lawsuit for using an unlicensed collector, failure to provide a proper validation and dispute notice, and for parking the debt without first notifying the plaintiff, but perhaps what is most interesting about the complaint is the way in which the plaintiff lays out why she has standing to pursue this case in federal court.
- More details here
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QR Codes Called ‘The Driving Force’ Behind Faster Payments
- QR codes have emerged as a powerful tool in the ‘last mile’ of payment adoption, especially at the point of sale (POS). This technology facilitates faster payments by enabling a simple scan-and-pay method, which is significantly quicker than traditional payment methods. For debt collectors, this means reduced wait times and quicker closure on outstanding debts, ensuring a smoother cash flow and enhanced operational efficiency.
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N.Y. Lawmaker Blasts Hospital Debt Collection Bill
- It may seem as though all the momentum is behind those pushing to enact medical debt collection and credit reporting bills in state legislatures across the country, but there was a report where one lawmaker stood up and spoke about how much a plan to prohibit hospitals from filing collection lawsuits against patients who earn less than 400% of the federal poverty level would cost other taxpayers.
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Judge Denies Class Certification in FDCPA Case Over Lack of Standing
- Judge Esther Salas of the District Court for the District of New Jersey was on a roll last Thursday, denying class certification in two separate Fair Debt Collection Practices Act cases against the same defendant, largely for the same reasons. I wrote about one yesterday, and today I write about the other one, in which the plaintiff claimed the defendant violated the statute by not disclosing that a letter containing a settlement offer was sent after the statute of limitations had expired.
- More details here
WORTH NOTING: How to help your eyes if you spend all day staring at screens … The top driving distractions that contribute to accidents, according to experts … A prompting guide if you are using Google Gemini (but I’m sure it works for ChatGPT and other LLMs, too) … It’s not you — the “I’m not a robot” tests are getting harder … Americans were asked to pick their favorite celebrity to run for president. They want to see another Washington in the White House … Ranking the new uniforms of NFL teams (put the Lions black jersey all the way at the bottom, please) … How a four-day workweek may be a key in fighting for gender equality … Animal idioms we can’t resist.
Trailer Tuesday, part I (very NSFW language)
Trailer Tuesday, part II
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