Account Recovery

DECEMBER 28, 2023

The Washington Court of Appeals has overturned a lower court’s ruling in favor of a collection operation that was sued because the original creditor — a healthcare provider — did not screen the plaintiff to see if he was eligible for charity care, but there is a lot of back-and-forth between both sides over the […]

Healthcare 130

Healthcare Original Creditor Creditors Collections 130

Account Recovery

OCTOBER 21, 2021

Why am I … The post Washington AG Sues Robocall Blocker for Making Robocalls appeared first on AccountsRecovery.net. The joke about the song, “Isn’t it ironic” by Alanis Morrissette is that most of the situations mentioned in the song are coincidences, not irony. Rain on your wedding day is not irony.

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Account Recovery

SEPTEMBER 28, 2023

That is a question the Washington Supreme […] Choosing the right word can make all the difference between getting a point across and leaving people more confused. Take the word “within” for example. What does it mean?

Judgment 130

Judgment 130

Account Recovery

APRIL 20, 2021

The Washington state legislature has passed a bill at the request of the state Attorney General that increases the penalty for violation of the state’s Consumer Protection Act nearly fourfold, to $7,500 — the first time the penalty has been increased since the law was adopted more than five decades ago.

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Account Recovery

JANUARY 25, 2021

The Attorney General of Washington state is seeking to increase the penalty for violating the state’s consumer protection act by more than 500%, claiming that the increase is overdue because the fine limit has not been increased since the state law went into effect five decades ago.

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Account Recovery

JUNE 9, 2021

… The post Collector To Pay More Than $900k in Fines, Restitution After Being Sued by Washington AG appeared first on AccountsRecovery.net. … The post Collector To Pay More Than $900k in Fines, Restitution After Being Sued by Washington AG appeared first on AccountsRecovery.net.

Garnishment 246

Garnishment Collection Agencies Collections Agency Collections 246

Account Recovery

DECEMBER 28, 2023

The Year in Review Washington Appeals Court Overturns Ruling for Collector on Charity Care Disclosure Most Americans Don’t Expect Financial Situations to Improve in 2024: Survey The Battle for Student Loan Payments Continues WORTH NOTING: The actors, musicians, and writers we lost in 2023 … Winter isn’t an excuse to not exercise.

Student loans 174

Student loans Student Loans Loans 174

Account Recovery

MARCH 21, 2024

in Fines, Costs In Suit Brought by Washington AG Mass. Getting to Know Neil Mastellone of Velo Law Judge Orders Collector to Pay $1.2M

Acquisition 147

Acquisition Healthcare Collections 147

Account Recovery

SEPTEMBER 9, 2021

Getting to Know Ken Rowen; Washington AG Reaches $1.6M GETTING TO KNOW KEN ROWEN OF CMRE FINANCIAL SERVICES The best advice that Ken Rowen has ever received applies to how everyone in the accounts receivable management industry should operate — treat everyone well, regardless of their job title or station in life.

Accounts Receivables Management 245

Accounts Receivables Management Financial services 245

Account Recovery

SEPTEMBER 28, 2023

Getting to Know Scott Hoffman of Harvest Strategy Group Washington Supreme Court Rules for Agency Sued for Enforcing Judgment BNPL Users Carrying More Debt, More Worries than Non-BNPL Users Senate Bill Seeks to Align Pay at CFPB with Other Federal Agencies Pro Com Services of Illinois, Inc.

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Judgment 147

Troutman Sanders

APRIL 27, 2023

As discussed here , on April 7, the Washington State legislature passed HB 1051, also known as the Robocall Scam Protection Act, expanding the scope of existing provisions of Washington’s consumer protection laws regulating robocalls and telephone solicitations to prohibit abusive telephone communication practices.

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Troutman Sanders

MARCH 11, 2024

On March 8, Washington State’s legislature passed a significant amendment ( SB 6025 ) to the Consumer Loan Act (CLA) targeting bank model lending. SB 6025 is an updated version of a prior bill, discussed here. The act awaits Governor Jay Inslee’s signature.

Banks 52

Banks Lender Loans Judgment 52

Troutman Sanders

JULY 31, 2023

On July 20, 2023, the Washington Supreme Court issued two companion opinions in Copper Creek (Marysville) Homeowners Association v. Like Arizona and Colorado, Washington agreed a bankruptcy discharge does not trigger the statute of limitations to enforce a deed of trust. Kurtz and Merritt v. USAA Federal Savings Bank.

Bankruptcy 52

Bankruptcy Collections Lender Banks 52

Troutman Sanders

DECEMBER 21, 2023

Washington now joins the list of states that have enacted or proposed legislation adopting so-called anti-evasion provisions, including legislation passed in Minnesota, discussed here , Connecticut, discussed here , Nebraska, discussed here , and proposed in Florida, discussed here.

Loans 52

Loans Banks Lender Collections 52

Troutman Sanders

OCTOBER 20, 2023

On October 17, following Washington Attorney General (AG) Bob Ferguson’s unsuccessful consumer protection action against thrift store chain, Savers Value Village Inc. Savers), the Washington Superior Court of King County granted Savers’ motion for attorney’s fees and costs in the amount of $4.3 on October 17.

Financial services 52

Financial services Financial Institution Government Retail 52

TCPA

OCTOBER 24, 2023

Recently, a federal judge in the United States District Court for the Western District of Washington granted in part a motion to dismiss a TCPA claim in a putative class action.

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Troutman Sanders

APRIL 13, 2023

On April 7, the Washington State legislature passed HB 1051 , also known as the Robocall Scam Protection Act, which expands the scope of existing provisions of Washington’s consumer protection laws regulating robocalls and telephone solicitations to prohibit abusive telephone communication practices.

Manufacturing 52

Manufacturing Financial services 52

Nerd Wallet

JULY 4, 2021

Washington, D.C., The article How to Travel to Washington, D.C., is not only the U.S. capital, it’s also home to a large variety of popular tourist attractions. boasts rich cultural and historical sites, a booming restaurant scene and a diverse selection of activities. So it makes sense that millions of travelers flock there each year.

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Account Recovery

JANUARY 19, 2024

A District Court judge in Washington has given the defendants in a Fair Debt Collection Practices Act and Gramm-Leach Bliley Act case 14 days to demonstrate why the case should remain in federal court or it will be sent back to state court where it was originally filed. Two employees — a mother and her […]

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Fair Debt Collection Collections 147

Account Recovery

FEBRUARY 20, 2024

A District Court judge in Washington has denied competing motions for summary judgment in a Fair Debt Collection Practices Act case that stretches back more than 13 years, ruling that both sides point to facts that could be ruled in their favor, thus leaving it for a jury to decide. The Background: Back in 2011, […]

Judgment 130

Judgment Fair Debt Collection Collections 130

Consumer Finance

OCTOBER 26, 2020

Today, the Consumer Financial Protection Bureau settled with Washington Federal Bank, N.A., a federally insured national bank, to address the Bureau’s finding that it reported inaccurate Home Mortgage Disclosure Act data about its mortgage transactions for 2016 and 2017.

Banks 93

Banks Loans 93

Troutman Sanders

OCTOBER 24, 2022

District Court for the Western District of Washington issued an order and judgment , ending two related putative class actions alleging tech companies violated Illinois’ Biometric Information Privacy Act (BIPA) by using datasets containing geometric scans of their faces without their permission. On October 17, a U.S.

Judgment 52

Judgment Collections 52

Collection Industry News

OCTOBER 18, 2021

AP) — Two credit unions, one based in Washington state and one in Alaska, said Thursday they are seeking regulatory approval of their intent to merge. Alaska USA has 67 branches in Alaska, Washington, California and Arizona. Global operates nine branches in Washington and Idaho as well as three branches in Italy on U.S.

Credit Unions 40

Credit Unions Credit Unions Collections Government 40

Troutman Sanders

JANUARY 28, 2021

Washington State Attorney General Bob Ferguson recently announced priorities for his 2021 legislative agenda. With respect to the last priority on consumer protection, Attorney General Ferguson is supporting two bills in the Washington legislature: Price Gouging – SB 5191. Attorney General Ferguson would like to change that.

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Account Recovery

DECEMBER 12, 2023

A District Court judge in Washington has remanded a class-action lawsuit back to state court because the plaintiff removed any claims related to the Fair Debt Collection Practices Act in an amended complaint and because the defendant was unable to convince the judge to keep the case in federal court under the Class Action Fairness […]

Fair Debt Collection 130

Fair Debt Collection Collections 130

Account Recovery

DECEMBER 6, 2022

The Court of Appeals for the State of Washington has reversed a lower court’s ruling and has held a debt collector vicariously liable for the creditor refusing to return an individual’s security deposit when she abandoned the lease for her townhome and required the collector to pay attorney fees and costs for the plaintiff covering … (..)

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Debt collector Creditors Debt Recovery 246

Account Recovery

OCTOBER 26, 2022

An Appeals Court in Washington state has reversed a lower court’s ruling denying a motion to vacate a default judgment 14 years after it was entered, because the individual was never properly served with a summons and complaint, even though the individual appeared in court at a hearing in the case after the judgment was … The post State (..)

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Judgment 246

Collection Industry News

OCTOBER 12, 2020

For those who were holding their breath until they could restart collecting debts in Washington, DC, it appears they’ll have to hold it a little longer. In response to the COVID-19 pandemic, Washington, DC issued a stringent blanket ban on collections within its jurisdiction to last until 60 days after the emergency order is lifted.

Collections 40

Collections Government 40

Account Recovery

SEPTEMBER 7, 2022

A District Court judge in Washington has denied a defendant’s motion to dismiss, ruling that the plaintiff’s notification that she was disputing the debt invalidated the defendant’s representation that the plaintiff had not appeared in an underlying collection lawsuit, thus negating the Fair Debt Collection Practices Act’s one-year (..)

Fair Debt Collection 246

Fair Debt Collection Collections 246

Account Recovery

JULY 8, 2022

A District Court judge in Washington has joined his brethren in Oklahoma and dismissed a Fair Debt Collection Practices Act case filed by an individual who was assigned a claim from a consumer, ruling the plaintiff lacks standing to sue. A copy of the ruling in the case of James v.

Fair Debt Collection 246

Fair Debt Collection Collections 246

Account Recovery

AUGUST 10, 2022

Months after filing a lawsuit accusing a hospital network of “aggressively” seeking to collect $70 million from individuals who were eligible for charity care, the Attorney General of Washington has expanded his lawsuit to include a pair of collection agencies that allegedly failed to inform individuals about their eligibility.

Collection Agencies 246

Collection Agencies Collections Agency Collections Healthcare 246

Account Recovery

AUGUST 5, 2022

A District Court judge in Washington has partially granted a plaintiff’s motion for summary judgment, ruling that the defendant’s attempts to collect an unpaid apartment debt that was inflated because the creditor determined that the plaintiff had forfeited her security deposit violated certain provisions of the Fair Debt Collection Practices (..)

Fair Debt Collection 246

Fair Debt Collection Collections Judgment Creditors 246

Troutman Sanders

SEPTEMBER 6, 2023

District Court for the Western District of Washington, the plaintiff moved for partial summary judgment. Finally, while several of the communications stated that the account qualified for a 50% reduction if paid by a certain date, one email provided a discounted payoff deadline that had passed three weeks before the email was sent.

Accrued Interest 52

Accrued Interest Collection Agencies Collections Agency Fair Debt Collection 52

Account Recovery

JUNE 14, 2022

A District Court judge in Washington has denied a defendant’s motion to dismiss after it was sued for allegedly communicating information about a debt with an unauthorized third party that printed and mailed a collection letter to the plaintiff, ruling that the language of the Fair Debt Collection Practices Act “bars debt collectors from (..)

Fair Debt Collection 245

Fair Debt Collection Debt collector Collections 245

Account Recovery

JUNE 24, 2022

A District Court judge in Washington has granted a defendant’s motion for judgment on the pleadings in a Fair Credit Reporting Act case, even though the judge took the step of pointing out that the facts of the case were “disheartening,” ruling that a credit reporting agency could not be held responsible for reporting information (..)

Judgment 246

Judgment 246

Account Recovery

JUNE 2, 2022

A District Court judge in Washington has granted a plaintiff’s motion to certify a class action against a debt collector accused of violating the Telephone Consumer Protection Act by obtaining the plaintiff’s cell phone number via a skiptracing service and contacting the plaintiff without first obtaining consent to do so, even though the (..)

Debt collector 246

Debt collector 246

Account Recovery

FEBRUARY 25, 2022

The Attorney General of Washington has filed a lawsuit against a hospital network for failing to ensure that certain patients were legally eligible for charity care and “aggressively” collecting $70 million from those individuals.

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Collections Healthcare 246