Troutman Sanders

APRIL 17, 2023

District Court for the Southern District of Florida arguing that the Equal Credit Opportunity Act’s (ECOA) prohibition on discrimination covers every aspect of an applicant’s dealings with a creditor, not just the specific terms of a loan (like the interest rate or fees).

Student loans 94

Student loans Student Loans Repossession Loans 94

Better Credit Blog

JANUARY 21, 2021

General Electric Capital Retail Bank, abbreviated as GECRB, is the former name for Synchrony Bank, and it’s probably on your report because you applied for a Synchrony card at some point in the past. The bank partners with numerous retailers to offer rewarding credit cards to shoppers. Foreclosures. Property repossessions.

Retail 52

Retail Banks Loans Repossession 52

Better Credit Blog

AUGUST 7, 2020

If you’ve come across the name SYNCB on your credit report, it’s probably because you applied for a credit card with the bank or one of its popular retail partners. The online bank is known for its extensive lineup of credit cards for popular retailers, including: Amazon. Foreclosure. Property repossession. What Is SYNCB?

Retail 52

Retail Lender Debt collector Banks 52

Better Credit Blog

DECEMBER 31, 2020

While VCTRSSEC might sound unfamiliar, it represents a popular retailer: Victoria’s Secret. Comenity Bank is a premier producer of retail credit cards, partnering with 145 popular brands to offer credit cards to consumers. Foreclosures. Repossessions. Comenity Bank/VCTRSSEC On My Credit Report. Late payment history.

Banks 89

Banks Retail Lender Repossession 89

Better Credit Blog

NOVEMBER 25, 2020

It is most popular for its credit cards, partnering with dozens of big-name service providers and retailers to offer rewarding credit cards. Abt Electronics is a popular appliance and electronics retailer that offers 6, 12, and 24-month financing with its Synchrony credit cards. Foreclosure. Repossession. Charge offs.

Retail 52

Retail Repossession Loans Foreclosure 52

Better Credit Blog

DECEMBER 9, 2020

When you apply for a retail credit card from Best Buy, it can lead to a hard credit check and lower your score. Hard inquiries happen whenever you apply for funding from a bank, retailer, or lender. When you apply for a card, the creditor could request your Equifax, Experian, or TransUnion report, or a combination of the three.

Lender 52

Lender Retail Repossession Foreclosure 52

Better Credit Blog

JANUARY 29, 2021

If you didn’t apply for a retail card from Macy’s, the inquiry could be a mistake, or it may be the work of an identity thief. Hard inquires give creditors an all-access pass to your credit reports. Not only can a few points here and there accumulate, but you also end up looking like an unstable borrower to potential creditors.

Repossession 52

Repossession Banks Loans Creditors 52