Fraser

NOVEMBER 23, 2022

The Federal Trade Commission recently extended the deadline , from December 9, 2022, to June 9, 2023, for compliance with the most stringent requirements of its latest rulemaking, revisions to the Safeguards Rule under the Gramm Leach Bliley Act (“the GLBA”).

Credit Counselor 80

Credit Counselor Acquisition Trade Lender 80

Credit Corp

MARCH 8, 2023

As of early 2023, you could still get your free credit report once a week with each of the bureaus, though this option may end at any time. Request the report in writing after being denied credit. If you’re denied credit based on something in your credit report, the lender must notify you in writing.

Credit Counselor 98

Credit Counselor Education Lender Credit Bureau 98

Troutman Sanders

NOVEMBER 15, 2022

As we previously posted , on January 10, the Federal Trade Commission’s (FTC) final rule amending the Safeguards Rule under the Gramm-Leach-Bliley Act became effective. The deadline for complying with certain provisions of the Standards for Safeguarding Customer Information (Safeguards Rule) has been extended to June 9, 2023.

Credit Counselor 52

Credit Counselor Financial Institution Credit Unions Credit Unions 52

Better Credit Blog

APRIL 6, 2022

Since you are more of a participant in the process, you’ll have a better understanding of your individual situation when you reach out to a credit repair company. You could also complain to the Federal Trade Commission on the FTC’s site. Alternatives to Credit Repair.

Debt settlement 105

Debt settlement Creditors Credit Counselor Loans 105

Collection Industry News

FEBRUARY 21, 2022

Credit counseling agencies offer free or low-cost debt relief services to consumers who are struggling to manage their finances. A credit counselor may help you by: Analyzing your income, expenses and outstanding debts to create a budget. WILL A NEW CREDIT CARD AFFECT MY MORTGAGE APPLICATION?

Credit Card Debt 52

Credit Card Debt Debt Consolidation Credit Counselor Personal loans 52

Better Credit Blog

APRIL 11, 2022

Debt is the amount of money you owe to a lender or creditor. Some examples of debt are mortgages, credit card dues, and personal loans. If your rate increases, your credit score will be negatively affected. When this happens, your credit score drops. Credit counselors often recommend debt management programs (DMPs).

Debt Consolidation 74

Debt Consolidation Debt settlement Credit Card Debt Bankruptcy 74