Better Credit Blog

JUNE 1, 2022

In those cases, student loans can be a valuable resource. If you’re looking for a loan to help fund your education, you have plenty of options. Read on to learn which types of student loan might work best for you. Table of Contents: Federal Student Loans. Private Student Loans. Student Loan Refinancing.

Student loans 71

Student loans Student Loans Loans Lender 71

Credit Corp

OCTOBER 25, 2023

Key takeaways: Credit card consolidation involves combining multiple credit card balances into one. Types of credit card consolidation include credit card consolidation loans, balance transfer credit cards, home equity loans, HELOCs, retirement loans, cash-out auto refinance, family loans, and debt management plans.

Credit Card Debt 52

Credit Card Debt Debt Consolidation Credit Unions Credit Unions 52

Credit Corp

SEPTEMBER 16, 2020

Only become an authorized user if you are both committed to practicing smart credit-building habits. Credit Builder Loans. Credit builder loans aren’t widely publicized, but they are a great way to build credit without a credit card. You make payments for a set amount of time until the loan is paid.

Student loans 106

Student loans Student Loans Personal loans Loans 106

Credit Corp

MARCH 8, 2023

In most cases, penalties are based on a percentage of the interest accrued. Most banks and credit unions use some type of index rate, such as the federal funds rates, to determine interest rates for their CDs. Banks and credit unions often offer special deals for CDs with unusual terms, such as a 7-month term.

Credit Unions 98

Credit Unions Credit Unions Banks Financial Institution 98

Collection Industry News

OCTOBER 17, 2023

There are some exceptions: The Military Lending Act caps interest for active duty servicemembers and dependents at 36% for consumer credit. Federally chartered credit unions have an 18% limit. Past legislative proposals have also sought to slash interest rates. proposed a 36% cap on consumer loans in 2021.

Credit Unions 40

Credit Unions Credit Unions Accrued Interest Credit Card Debt 40

Better Credit Blog

MAY 10, 2022

With good credit, you’ll be able to access low annual percentage rates on mortgages, auto loans, and better credit cards with perks or no annual fees. Option 2 could wreck your credit score because you’re more likely to make late payments and carry large balances. How to Get Your First Credit Card.

Credit Unions 90

Credit Unions Credit Unions Banks Loans 90